Website Terms and Conditions of Use 1. Terms By accessing the Owovtu website or mobile app, you are agreeing to be bound by these terms of service, all applicable laws and regulations. You also agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing our services. 2. Disclaimer Owovtu does not warrant or make any certainty concerning the accuracy, likely results, or reliability of the use of the services on it’s website or mobile app. 3. Accuracy of materials The materials appearing on Owovtu’s website or mobile app could include technical, typographical, or photographic errors. Owovtu does not warrant that any of the materials on its website are accurate, complete or current. Owovtu may make changes to the materials contained on its website at any time without notice. However Owovtu does not issue any commitment to update the materials. 4. Modifications Owovtu may revise these terms of service for its website or App at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service. 5. Governing Law These terms and conditions are governed by and construed in accordance with the contract laws of Lagos State of Nigeria and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location. 6. Verification You may not use the Owovtu service under an unverified status, thus every account must certainly undergo a moment of due process of BVN verification. a) To ascertain that you’re matched properly, you may not exceed a maximum input of three wrong information. b) Owovtu reserves the right to close every account with any wrong information, including accounts it deems suspicious. 3. Accuracy of materials The materials appearing on Owovtu’s website or mobile app could include technical, typographical, or photographic errors. Owovtu does not warrant that any of the materials on its website are accurate, complete or current. Owovtu may make changes to the materials contained on its website at any time without notice. However Owovtu does not issue any commitment to update the materials. 7. Restriction You may be restricted to conduct further services across our platforms if your account is suspected for any of the below but not limited to the following reasons : a) any fraudulent activity b) mentioning or advertising any other platforms on any of our open/closed platforms However, customers may need to contact support with a strong evidence to retrieve access to account, with a definite provision of security requirements. 8. User type Upon registration, users may provide information that evidence Owovtu to access account type which may vary between Users and Agents. a) Owovtu may require further information from agents specifically, including address, resident city and registration funds. 9. Transaction status Transaction status may vary between different level of technical incompetents from service providers or unconfirmed actions. a) Your transaction may fail upon any of the following circumstances; Pending, unconfirmed and declined. b) Affected users may contact support immediately for complaint or otherwise hold if transaction reads completed. 10. Company's Liability We shall not be personally liable for any negligent or reckless act by a Customer or Agent who disclosses his/her details to a third party either knowly or otherwise, which may occassion any loss to such Customer or Agent while using our services. 11. Account Status However, if your account is suspended due to violation of any terms & conditions, your wallet balance will be forfeited.